News

News

Investment Partners Long-Term Impact on Native Communities

We know that Native community development financial institutions (CDFIs) are game-changers for Native communities. But it’s not just us. Foundations, banks, asset management firms, financial institutions, and other funders and partners do, too! In this new video, created by Northwest Area Foundation, you’ll hear about some of the many reasons why they’ve invested in Native…

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LCSC Small Business Development Center Workshop

Please contact NCDF or Barbara Leachman at LCSC SBDC office for more information on registering for classes.  You can also register online by clicking on the schedule below.  

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II Accounts Earn Higher Interest

Dear Dr. Per Cap:  Why does my IIM account pay so much higher interest than my bank account?   Isn’t it basically the same thing? Signed, Loves Coffee Dear Loves Coffees, An IIM or Individual Indian Money account is a very unique financial product that differs from a bank account in several key ways.  For starters…

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Commitment Device

Dear Dr. Per Cap:  How can I convince my dad he needs to save for retirement?  He just spends and spends while saying “live in the now”. Signed, Worried About Daddy Dear Worried, You’re an awesome daughter to show concern for your dad’s financial future.  The percentage of folks not saving enough for retirement is staggering. …

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More Covid-19 Relief

Dear Dr. Per Cap:  How do I know if I’m eligible to receive the new Covid-19 monthly relief payments that were just announced? Signed, Arizona Mom  Dear Arizona Mom It’s official.  Starting in July the IRS will begin making monthly payments to families that qualify for a recently expanded child tax credit.  This Covid-19 related…

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Family Matters

Dear Dr. Per Cap:  My cousin has a habit of not paying back loans, but just asked to borrow more money.  How can I help without getting burned?  Signed,  Twice Burned Dear Twice Burned: I’ve learned over the years that money lent to friends and family has a bad track record of not getting paid…

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Why Tip?

Dear Dr. Per Cap:  I’m a server at a restaurant and get frustrated when Native customers don’t tip. I work hard to provide good service and it’s not only insulting but tough financially when my own people stiff me. What’s up with Natives who don’t tip? Signed, Tips Please Dear Tips, Although I’ve heard this complaint before,…

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Jobless Benefits Fraud

Dear Dr. Per Cap: I received a 1099-G that lists over $3,000 in unemployment benefits paid by the state in 2020.  I didn’t receive any unemployment last year.  What should I do? Signed,  Working through the Pandemic Dear Working, Report this as fraud through your state unemployment agency website immediately.  There’s been a huge surge…

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