News
Nimiipuu Fund Seeking Marketing & Development Coord VISTA Member
This position will address poverty through capacity building by providing program development and enhancing services provided by NCDF. The member will build the capacity of the NCDF and communities on the Nez Perce reservation by helping to provide needed capacity and services that otherwise would not be filled. VISTA member will build capacity by supporting…
Apply for a Rural Relief Small Business Grant
Thanks to generous funding from Lowe’s, small business owners in rural communities are invited to apply to the next round of the Rural Relief Small Business Grants program. Before you apply, please note: Only businesses located in rural communities are eligible to receive a Rural Relief Small Business Grant. Review eligibility information here. This program is separate from previous small business…
Closure from September 23 – October 2, 2020
Nimiipuu Fund will be closed from Wednesday, September 23rd, 2020 through Friday, October 2nd, 2020. This is due to COVID-19 impact among staff. Staff will be unavailable during this time period to focus on health and wellbeing of themselves and family members. We will be checking messages and emails periodically and request understanding and patience during…
Northwest Area Foundation Grants Awarded to Nimiipuu Fund
During the second quarter of 2020, the Northwest Area Foundation approved 113 grants worth $5,184,631—including $665,000 in COVID-19 emergency grants to 25 of our grantees and $510,000 in COVID-19 emergency grants toward pooled relief funds at 13 organizations. This quarter’s grant funding touches on work being done in each of their four interlocking portfolios, as…
Employee Loan
Nimiipuu Fund COVID-19 Response Employee Loan Get up to $5,000 Our hearts go out to all those impacted by COVID-19 outbreak. We are dedicated to promoting safety and health of our tribal communities. In response, we are launching Employee Loan for Nez Perce Tribal Government and Tribal Entity employees to help with debt consolidation or…
LC Valley Small Business Recovery Fund
The LC Valley Small Business Recovery Fund provides microgrants to small businesses with zero to five employees (including owners) in Nez Perce and Asotin Counties who did not qualify for, would not benefit from, or missed the opportunity to receive Economic Injury Disaster Loans (EIDL), Paycheck Protection Program Funding (PPP), the Idaho Rebound Grant, or…
Ask Dr. Per Cap
Minor’s Trust Dip
Dear Dr. Per Cap: My daughter is a high school senior set to receive a minor’s trust payment in a few months. I’m worried it will be a lot less than she expected since the coronavirus sent the stock market reeling. Is it fair for her to receive less than kids in previous years? Signed,…
Coronavirus Relief Payments
Dear Dr. Per Cap: I’m sweating the COVID-19 stimulus checks that are supposed to becoming soon. What will the amount be and when will they go out? Signed, Needing Money Dear Needing, Now that the Coronavirus Aid, Relief, and Economic Security (CARES) Act has passed both houses of congress the bill states that the Treasury…
Stock Market Correction
Dear Dr. Per Cap: 2019 was another great year for the stock market. I’m thrilled that my 401k balance is up but I keep hearing that the market is due for a “correction”. What exactly does that mean? Signed, Hoping to Retire Soon Dear Hoping Yep, 2019 was another banner year for Wall Street. The…
Romance Scam 911
Dear Dr. Per Cap: My uncle is elderly and recently met a person he claims “is the love of my life” on a dating website. Our tribe pays per cap and the other day he asked me to drive him to Western Union so he could send his online “girlfriend” some cash. I see a…
Point-of-Sale Financing
Dear Dr. Per Cap: I just bought a couch at Wayfair using Wayfair Financing – payments are $35 a month for 18 months which adds up to about $100 in interest. It reminds me of layaway that my folks used when I was a kid. Only I don’t have to wait because they’re shipping my…
Working Toward Financial Independence
Welcome to Ask Dr. Per Cap, a financial advice column to help you travel on the winding roads toward financial independence. I will draw upon my experiences – some good, some bad! – to help you learn skills, tricks and strategies to take control of your financial future. And if we succeed, well, hopefully you won’t…