Nimiipuu Community Development Fund

Make Money: Creating an Impactful Capability Statement
2024-05-02 09:00 - 10:00 (America/Los_Angeles)
Success in the federal marketplace doesn’t happen by accident! Join us as we share tips, tricks, and insight on creating an impactful Capability Statement for your company’s marketing strategy. Let’s get your business seen by buyers and build the relationships needed to win agreements and contracts.

Incurred Cost Submissions: Contract Briefs
2024-05-01 11:00 - 12:00
At the end of a defined accounting period, federal government contractors must submit actual costs incurred to DCAA. The intention of this process is for DCAA to review costs claimed to ensure they are allowable, allocable, and reasonable per FAR 31, as well as within the terms of their respective contracts. DCAA will discuss requirements for the annual submission and what DCAA considers to be elements of an adequate submission. This training provides an overview of the DCAA Incurred Cost Electronic (ICE) model, which provides contractors with a standard user-friendly package to compile their financial data. DCAA will also discuss its adequacy review process and means of how they select submissions for audit.

Idaho Rural Success Summit
2024-05-01 - 2024-05-02
The Idaho Rural Success Summit, held annually across Idaho’s rural landscapes, is a dedicated day-and-a-half event designed by and for the thriving rural communities of Idaho.
Our mission at the Idaho Rural Success Summit is to unite and educate key rural stakeholders, community members, and businesses. Through engaging presentations, insightful panels, and valuable networking sessions, we aim to empower participants with the knowledge and tools necessary for success.
This event serves as a platform to exchange success stories and share essential resources, fostering an environment where Idaho’s rural communities and businesses can not only survive but truly flourish.
Group rate is available at Shoshone Bannock Hotel for a limited number of rooms. You must book by March 31 to receive group rate discount. $129/night; $107/night with government ID. To reserve your room call guest services and mention booking ID #11601 and be sure to ask for the “Idaho Rural Success Summit” rate.

Post Purchase Class
2024-04-30 17:00 - 19:00 | Lapwai, Lapwai
Homeowners facing financial challenges often find themselves in the need to recalibrate their budgets, revisit savings strategies, and address rehabilitation improvements and ongoing maintenance. The intricacies of avoiding foreclosure become a focal point, prompting individuals to consider whether refinancing is a prudent option. Navigating these aspects requires a thoughtful and informed approach to ensure the longevity and stability of homeownership. RSVP with Sonya at 843-2229 or e-mail sonyas@ nezperce.org.

Celebrating Women Grant Opportunity
2024-04-30 - 2024-05-14
We’re excited to present the BMO Celebrating Women Grant Program in collaboration with Deloitte. Fifteen women-owned businesses will receive a $10,000 grant to take their businesses to the next level. We’re looking for women business owners who are motivated by growth and change and are excited to break barriers to achieve success. We recognize that access to funding and capital is a challenge that women business owners often face. BMO is committed to investing in and supporting women-owned businesses and has honored over 236 women since 2012. The BMO Celebrating Women Grant Program will assess applicants based on their high-level business growth plans. Any type of business growth will be considered whether expanding into a new market or creating a new product/service. To be eligible for the BMO Celebrating Women Grant Program, you’ll need to show us your high-level overview of your business growth strategy. You’ll also need to meet specific eligibility criteria as an applicant and business.
Criteria for applicants:

You’re the owner of a business

You’re a resident of the U.S.

You’ve reached the legal age of majority in the state where your business resides

Criteria for businesses:

Must be at least 51% owned or controlled by women or by individuals who self-identify as women

Currently active and operating in the U.S. and in accordance with all applicable laws, licenses and regulations

Has a physical location (or a mailing address for their headquarters) in Arizona, California, Colorado, Florida, Idaho, Illinois, Indiana, Iowa, Kansas, Michigan*, Minnesota, Missouri, Nebraska, Nevada, New Mexico, North Dakota, Oklahoma, Oregon, South Dakota, Texas*, Utah, Washington, Wisconsin, Wyoming. *Businesses located in Michigan or Texas must be within 100 miles of a BMO full-service retail branch.

Must be a for-profit business with annual revenues of $5 million USD or less

In good standing and operating in the state in which the business is registered

In operation selling a product or service for at least two years as of April 1, 2024

For full eligibility details for the 2024 Grant Program, see the Official Terms and Conditions.

Information to include in your application:
Applications open on April 30, 2024. Here’s what you need to do to apply to the grant program:

Provide basic information about you (the business owner) and your business

Answer a series of short questions about your business growth goals

If you are selected to move forward to round 2, upload a short video of you explaining why business growth is important to you, what your personal motivation is and why you are passionate about this growth goal.

When to apply:
The application portal opens on April 30, 2024 at 8:00 a.m. EST, and closes on May 14, 2024 at 8:00 p.m. EST. You only need to submit ONE application.

How to apply:
We’ve made the application process quick and easy. When you’re ready to start your application, you’ll be directed to the secure platform SurveyMonkey. You’ll need to fill out an application and provide information about your business. When you’ve completed your application, please double-check that you’ve included all relevant information, then submit your application to SurveyMonkey for review.
Key dates:

Application window opens: April 30, 2024 at 8:00 a.m. EST
Application window closes: May 14, 2024 at 8:00 p.m. EST
Early June: Semi-finalists notified.
Late July: Finalists notified.
Late August: Grant recipients notified.
Late September: Grant recipients announced.

National Small Business Week
2024-04-28 - 2024-05-04
For more than 60 years, the U.S. Small Business Administration (SBA) has celebrated National Small Business Week, which acknowledges the critical contributions of America’s entrepreneurs and small business owners. This year, National Small Business Week takes place April 28 – May 4, 2024, and is when SBA officially recognizes their hard work, ingenuity, and dedication, including their contributions to the economy.
National Small Business Week also includes a FREE virtual summit from April 30-May 1 for new and existing business owners. Learn new business strategies, meet other business owners and chat with industry experts. This year’s summit will include educational workshops on the following topics:

Accelerate Business Growth with the Help of AI (presented by Visa)
Securing Your Small Business in a Work-From-Anywhere World(presented by T-Mobile)
Learn About the No-Cost SBA T.H.R.I.V.E Educational Program(presented by SBA)
Unlock AI’s Potential for Your Small Business (presented by Grow with Google)
Building a Foundation for Online Marketing Success: Review, Plan, and Execute (presented by Constant Contact)
Leveraging E-Commerce to Scale Your Business (presented by Amazon)
How to Start a Food Truck Business: A Step-by-Step Guide (presented by SCORE)
8 Practical Skills to Run a Successful Business (presented by Visa)
Small Business Strategies for Collaboration and Productivity(presented by T-Mobile)
Navigating Your Cash Flow (presented by Chase for Business)
How to Turn Your Side Hustle into a Business & Securing Your First Loan (presented by NerdWallet)
Future of Commerce 2024 (presented by Square)
My SBA (presented by SBA)
How to Write a Grant Proposal for Your Business (presented by SCORE)

In between sessions, explore free resources, take advantage of no-cost mentoring, make new connections, and get inspired by small business success stories.
As part of National Small Business Week, the IRS is highlighting tax benefits and resources to help small businesses. Small businesses should make the Small Business and Self-Employed Tax Center their first stop for finding just about everything they need to meet their federal tax obligations. Whether they are self-employed, an independent contractor, a gig worker or a business with employees, the site provides in-depth information, tools and helpful educational resources. The IRS.gov small business pages map out the entire life cycle of a business and its tax implications. Sections include:

Starting a business: Basic federal tax information for anyone starting a business, as well as a checklist to assist in making basic business decisions.
Business structures: Help in choosing a business entity because that choice determines which tax forms need to be filed.
Operating a business: Tools and tips on how to quickly get an Employer Identification Number (the tax ID number that most businesses need to file and pay their taxes), keep good records and file and pay taxes.
Closing a business: Help navigating the closure of a business from a federal tax perspective; how to take care of employees, which forms to file, which records to keep and what tax related moves need to happen before shutting down.

Entrepreneur Success Story: InspiredNatives
2024-04-24 12:00 - 13:00
On the webinar, Sarah will discuss how skills passed down from her mother and newer techniques learned from YouTube helped to develop her style and how she was able to create a business shortly after she really focused on creating.

Trade Talks: Exim Bank
2024-04-24 11:00 - 12:00
April 24, 2024 | 11 am
Export-Import Bank of the United States (Exim Bank) is a cornerstone for Indigenous entrepreneurs seeking to navigate the intricacies of international trade. This program equips participants with a comprehensive understanding of Exim Bank’s vital role in facilitating export opportunities, providing crucial financial assistance, and mitigating commercial risks for businesses venturing into global markets. By delving into Exim Bank’s array of services, such as export credit insurance, working capital guarantees, and loan guarantees, Indigenous business owners gain the knowledge and tools necessary to expand their enterprises globally with confidence.

Money Basics
2024-04-23 16:00 - 2024-04-25 19:00 | Kamiah, Kamiah
Embark on a financial reset and seize command of your finances. Acquire essential knowledge about checking and savings accounts, unravel the intricacies of credit, enhance your credit report, and grasp the dynamics of loan rates, terms, and fees. Arm yourself against predatory lenders and discover ways we can collectively contribute to our local economy. Feel motivated to monitor, evaluate, and save money effectively. It’s time to empower yourself financially. RSVP with Sonya at 843-2229 or e-mail sonyas@ nezperce.org.

Creating a Capture Plan for a Small Business in the Government Marketplace
2024-04-16 10:00 - 12:00
Capture planning is a critical process that involves identifying opportunities, evaluating the landscape, and implementing effective strategies to secure a specific business opportunity. While there is abundant information on capture planning, much of it is tailored toward large organizations with substantial human resources and established government contracts.
This webinar focuses on how small businesses, despite their limited resources, can utilize capture planning to improve their success rates in winning government contracts before the solicitation phase begins. You will learn why it is important to develop and execute a capture plan and how to align it with your proposal to maximize your chances of success.

Money Smart for Your Small Business with SBA
2024-04-15 - 2024-04-29
Money Smart for Small Business
Money Smart for Small Business is a financial education series developed jointly by the U.S. Small Business Administration (SBA) and Federal Deposit Insurance Corporation (FDIC).

Monday April 15 (10 a.m.) | Planning for a Healthy Business
The more you plan, the more informed you can be, which in turn helps you focus your priorities and make great decisions in the process. Topics will include planning for startup costs, understanding your credit score, importance of an overall business plan and a day-to-day action plan for running a business.

Friday April 19 (10 a.m.) | Financial Management
Effective financial management gives you tools to chart your course into the future, adjust your direction when needed, and help you find your way through challenging times. When your business growth requires financing with loans, sound financial management provides the information to determine the borrowing capacity of your business.

Friday April 19 (1 p.m.) | Record Keeping
The success of your business depends on creating and maintaining an effective record system, whether your business is a sole proprietorship, partnership, or corporation. Whether simple or complex, a record keeping system must be easy to use and provide adequate storage and retrieval of records.

Monday April 29 | Selling Your Business and Succession Planning
While many businesses run for years, even over several generations, businesses do open and close all the time. When the time comes, it is essential to know how to assess the value of a business, determine whether a business should be sold, and understand the overall process.

The Purpose of Budgeting & Saving​
2024-04-12 13:00 - 14:00
At IDRS Acorn Project, we’ve said for a long time that you cannot have your business’s financial house in order if your personal financial house is not in order. Is your financial house organized? Even if you’re good, there always new tips and techniques that can help set you up for a better tomorrow. We are so honored to have financial expert, Eddie Torres, back for a five part workshop series to cover your whole financial life.
This webinar series will consist of five webinars. When you register for one webinar, you will be registered for the other four as well. Here are the webinars in the series:

The Purpose of Budgeting and Saving, April 12th
Credit Management: Learn the five C’s of Credit and How Scores Are Calculated, May 10th
Introduction to Investing, May 31st
Tax Preparation 101 Workshop, June 21st
Understanding your Retirement Planning Options, July 12th

Beginning Recordkeeping for Small Farm Enterprises
2024-04-11 16:00 - 17:00
Recordkeeping is important for all businesses, especially farms. Keeping good “books” will help you better plan your business in the future and allow you to accurately report on your activities whether that is to the tax man or the bank for a loan. In this webinar, we’ll discuss the importance of recordkeeping, some simple methods of how to keep good records, and the types of information that are most important for you to keep.

Trade Talks: USDA Export Credit Guarantee
2024-04-10 11:00 - 12:00
April 10, 2024 | 11 am
Through this program, participants gain insights into the complexities of international trade and learn how export credit guarantees can mitigate risks associated with cross-border transactions. By understanding the nuances of securing payment and managing potential defaults, Indigenous business owners can expand their reach while safeguarding their interests. This initiative not only fosters economic empowerment within Indigenous communities but also strengthens their presence in the global marketplace, paving the way for sustainable growth and prosperity.

Solar for All - Webinar
2024-04-09 09:00 - 17:00
Come join us as we dive into the groundbreaking Solar for All program, one component of the EPA’s Greenhouse Gas Reduction Fund. This webinar series will cover many of the aspects of particular interest to tribes as the $7 billion in federal funding for residential and community solar is rolled out. Our first webinar will provide a general overview of the program, including ideas to ready your community by identifying and planning tribal residential and community solar projects. Subsequent webinars will highlight the Tribal/State relations of the EPA program, address the required reporting metrics, and explore opportunities for workforce development.

Will vs. Trust: When and Why do you need them?
2024-04-08 17:00
Did you know 64% of Americans do not have a Will. If you think estate planning will be too expensive or time consuming, then you haven’t considered the cost to your loved ones down the road. The best person to direct the details regarding your legacy, assets, children, and medical decisions isn’t a court or judge. It’s YOU! In this workshop, you will learn why estate planning is not only for the wealthy but also how to set up your assets to properly transfer on to your beneficiaries.

Tonight, you’ll become educated on two important estate planning documents, Wills and Trusts. Most people confuse these legal documents and don’t know how they work and in what scenario they would work best in. After this webinar, you will walk away educated and ready to take action. Webinar registrants will also be provided a free resource to start completing your own estate plan right now!

Financial Conference
2024-04-05 08:00 - 15:30 | Best Western Plus University Inn, 1516 W. Pullman Road, Moscow, Idaho
Save the Date — April 5, 2024, Our Financial Conference
In 2019, a small group of financial friends came together and batted around the idea of holding our own community financial conference. We wanted to create a gathering of minds that specifically addressed the challenges, needs and questions of those we serve every day… here on the Palouse. And so, Our Financial Conference was born.
Our Financial Conference is full of financial resources from over 50 speakers and sponsors that want to help you make the most of your money and reach the dreams you have. With breakout sessions, panels, simulations, interviews and resources you can’t get anywhere else, it is the financial conference of the year.
But we wanted to make it accessible to everyone. It is free and open to men and women of all ages. Our sponsors provide a delicious lunch where you can ask an attorney, a bank rep, a financial planner… any question you have for free. Plus, we have vendor booths where you can grab even more information, spectacular door prizes, cool tote bags that you can only get at this conference, amazing swag and so much more.
There is something for everyone. This conference is about you. For you. It is (Y)our financial conference. Bringing you and local financial resources together.
Registration opens February 1 and closes March 29, 2024.

Introduction to Investing
2024-04-02 12:00 - 17:00
In this course, we will discuss ways in which people can increase their wealth by through investing.
• Understand risk as it pertains to investing,
• Identify the different levels of investing,
• Identify investment goals.

Native Financial Empowerment Training 2024 held every Tuesday from 12pm-1pm via Zoom. Register for Workshops at form.jotform.com/TribalTechnology/FinancialEmpowerment. For more information, email or call T3 Tribal Technology Training; Andrea Alexander: 425-501-0042 or andrea@tribaltechnology.org, Will Booth: 206-687-7842 or will@tribaltechnology.org, Angela Ewen: 425-427-7328 or angela@tribaltechnology.org.

Basic Social Media Workshop
2024-03-26 12:00 - 17:00
This FREE social media workshop represents a valuable opportunity for new entrepreneurs and small business owners alike. It equips participants with essential tips, tools, and knowledge necessary to leverage the full potential of social media for marketing, brand building, customer engagement, and overall business success.

Paying for College
2024-03-26 12:00 - 17:00
The cost of college can be overwhelming, but there are many different resources to help people achieve their higher education goals. In this course we review a variety of topics including:
• Determining the cost of college.
• Applying for and maximizing free student aid.
• Understanding and applying for student loans.
• Scholarships and Work study opportunities.

Native Financial Empowerment Training 2024 held every Tuesday from 12pm-1pm via Zoom. Register for Workshops at form.jotform.com/TribalTechnology/FinancialEmpowerment. For more information, email or call T3 Tribal Technology Training; Andrea Alexander: 425-501-0042 or andrea@tribaltechnology.org, Will Booth: 206-687-7842 or will@tribaltechnology.org, Angela Ewen: 425-427-7328 or angela@tribaltechnology.org.

Idaho State Department of Agriculture: Your Statewide Resource
2024-03-21 11:00 - 12:00
The Idaho State Department of Agriculture supports agricultural operations with certifcations, trainings, and regulations. This session will highlight the Farm and Ranch Center, Idaho Preferred marketing, and more.

Medicare 101 Workshop
2024-03-20 18:00 - 20:00
Are you approaching the age of 65, or are you assisting family members with their retirement plans? This workshop is tailored for you. A representative from the Idaho Department of Insurance SHIBA will be present to elucidate Medicare and its various components, address any questions you may have, and demystify this healthcare program. In just two hours, you will gain access to valuable resources, receive program updates, and attain peace of mind knowing that you are on the right track.
Register in advance for this FREE Workshop: http://tinyurl.com/MarMedicare
Attend online via Zoom or in person. After registering, you will receive a confirmation email containing information about joining the meeting. Questions? Contact Karen (208) 883-2241 or krichel@uidaho.edu

Buying a Home
2024-03-19 12:00 - 17:00
This course helps people prepare for homeownership and the home buying process. We will:
• Identify the steps in the home buying process including determining readiness, prequalifying, preapprovals, negotiating, making an offer, and closing.
• Use calculations to estimate mortgage costs, and Understand the role of professionals in the process.

Native Financial Empowerment Training 2024 held every Tuesday from 12pm-1pm via Zoom. Register for Workshops at form.jotform.com/TribalTechnology/FinancialEmpowerment. For more information, email or call T3 Tribal Technology Training; Andrea Alexander: 425-501-0042 or andrea@tribaltechnology.org, Will Booth: 206-687-7842 or will@tribaltechnology.org, Angela Ewen: 425-427-7328 or angela@tribaltechnology.org.

Scale Up! Resources for Growing Markets, Value-Added and Local Food Businesses
2024-03-19 11:00 - 12:00
Learn about the new USDA-funded Northwest and Rocky Mountain Regional Food Business center and how the Center can support your Idaho food/farm business with free technical assistance or a business builder grant.

Financial and Business Development Resources for Farmers and Ranchers
2024-03-14 11:00 - 12:00
Join us to learn about financial resources available through the USDA Farm Services Agency and AgWest Farm Credit and business development support available from Idaho’s Small Business Development Centers.

Native Enterprise Program
2024-03-13 - 2024-03-14
This unique 9-week business development course led by Native entrepreneurs is designed to offer invaluable insights into the intricacies of launching and/or sustaining a business as a Native entrepreneur. Our program is composed of eight dynamic modules, each rooted in personal narratives and captivating stories told by successful Native business owners. The 9th week is for graduation, where you will provide a short presentation of your business! At the completion of this course, you will have an Executive Summary, a sample budget, and your business pitch. Graduates of this Program will be equipped to develop their business plan and launch their business.

The Program

The NE Coalition Project is a full year of programming, offered in cohorts for group support and improved learning. It begins with the programs of our initial partners, and their suite of programs. These have been placed on a continuum of enterprise development, from initial exploration to preparing for startup funding.

The Platform

Entrepreneurs throughout the Pacific Northwest often struggle to find resources. It may be because they are in isolated communities, their needs are unique, and/or they are in a specialized industry and no resources are available where they live. The economy of this region cannot afford to lose business. That’s why we launched StartUp Northwest – this platform aims to address this problem by offering an online resource center for entrepreneurship.

The Opportunity

This initiative both enables people to invest in their own communities as well as seek capital from fellow Northwesterners – the communities where we live – putting the power of enterprise success back into the hands of those who would use and benefit by the business.

The Goal

Our goal is to collaborate with Tribal and Native leaders to create a comprehensive program designed to introduce, support, and help launch more Native enterprises, offering a more organized, resource-rich pathway to economic justice and independence for Native people.

Homebuyer Education
2024-03-12 17:00 - 2024-03-14 21:00 | Kamiah, Kamiah
Discover the intricacies and advantages of home ownership, along with the associated responsibilities and maintenance considerations. This comprehensive guide covers a range of topics, including the significance of budgeting and savings, strategies for improving credit, calculating affordability, navigating tribal land issues, exploring program and loan options, understanding the steps involved in the loan and construction processes, and receiving tips for home improvements and post-purchase upkeep. Gain valuable insights into every aspect of the home buying journey. RSVP with Sonya: 843-2229 or
sonyas@ nezperce.org.

Protecting Your Identity
2024-03-12 12:00 - 17:00
This class can help you understand your rights and responsibilities within the financial marketplace, how to protect yourself from identity theft and fraud, and what you can do if you’ve been affected by identity theft, fraud, or a problem with a financial product or service.
• Protecting your identity.
• How to handle identity theft.
• Spotting red flags and What to do if your information is compromised.

Native Financial Empowerment Training 2024 held every Tuesday from 12pm-1pm via Zoom. Register for Workshops at form.jotform.com/TribalTechnology/FinancialEmpowerment. For more information, email or call T3 Tribal Technology Training; Andrea Alexander: 425-501-0042 or andrea@tribaltechnology.org, Will Booth: 206-687-7842 or will@tribaltechnology.org, Angela Ewen: 425-427-7328 or angela@tribaltechnology.org.

Farmland Preservation and Fostering Wildlife Habitat on Your Farm or Ranch
2024-03-12 11:00 - 12:00
Learn about farmland preservation efforts in Idaho, including conservation easments and support for habitat enhancement on your farm or ranch.

Women’s Small Business Transportation Summit
2024-03-12 07:00 - 13:30
The US Department of Transportation’s Office of Small and Disadvantaged Business Utilization (OSDBU) would like to invite you to participate in the 4th ANNUAL WOMEN’S SMALL BUSINESS TRANSPORTATION SUMMIT.
In observance of Women’s History Month, we invite you to join a virtual Woman-Owned Small Business and Matchmaking event on Tuesday, March 12, 2024, from 10:00 AM until 3:30 PM.
The purpose of this virtual event is to celebrate women entrepreneurs and provide an opportunity for them to learn about technical assistance resources, capacity building, access to capital, and upcoming DOT initiatives, including Bipartisan Infrastructure Law (BIL) opportunities. Attendees will learn more about how to contract with the Department of Transportation and how we plan to increase WOSB utilization. We are expecting over 300 small businesses, prime contractors, and transportation stakeholders in attendance.
The first half of the day will include three panel sessions and the second half event will be dedicated to one-on-one business matchmaking via our Connections MarketPlace (CMP).

10:00 AM – 3:00 PM
The 4th Annual Women’s Small Business Transportation Summit

10:00 AM – 10:10 AM
Welcome and Opening remarks

10:10 AM – 10:55 AM
Navigating Resources for WOSB: Local programs, Technical Assistance, and Capital

10:55 AM – 11:40 AM
WOSB and Federal Contracting: Challenges and Opportunities

11:40 AM – 12:25 PM
What’s Next? DOT Programs, Initiatives, and Upcoming Projects

12:25 PM – 12:30 PM
Connections MarketPlace Logistics

12:30 PM – 12:35 PM
Closing and transition to Matchmaking

1:00 PM – 4:00 PM
One on One Meetings
