Employee Loan Program

Our hearts go out to all those impacted by COVID-19 outbreak. We are dedicated to promoting safety and health of our tribal communities. In response, we are launching Employee Loan for Nez Perce Tribal Government and Tribal Entity employees to help with debt consolidation or other needs from this uncertain time. We have seen the need to help Tribal members and Tribal employees remove themselves from the difficult cycle of high interest Payday loan institutions and debt accumulation. With the Employee Loan Program we will work with Tribal Payroll Departments to set up a reasonable pay-back plan through payroll deduction.

Eligibility Guidelines

  • All employees working for the Nez Perce Tribal Government, Nez Perce Tribal Housing Authority, Nimiipuu Health Clinic, and Nez Perce Tribal Enterprises.
  • Verify Income
  • Credit Review
  • Length of employment review
  • Financial education or coaching may be required for some employee loans and if Nimiipuu Fund staff determine whether there is a need for financial coaching or education.


Up to 36 months

Interest Rate

Fixed rate, 13-15%

Application Fee

$30 with option to enclose with loan.