Personal Loans

Our goal is to support our community by having the tools to create an environment that supports economic growth. We are committed to helping our clients understand their financial options and addressing the financial stability of our communities. Programming and community engagement are at the core of our strategy. We invest heavily in supporting the development of integrated solutions and delivering reliable tools to those who need them most.

Credit Builder Loan

The Credit Builder Loan is designed to assist you to improve your financial position. This loan can be used to establish credit, reduce interest rate, improve your credit, pay off collection debt, and debt consolidation.

Individual Consumer Loan

Through our community development, we have the potential to make a real and positive change in the community. This is one of our key areas of focus here at Nimiipuu Fund, and a source of much success for our non-profit organization. Get in touch with us today and see how you can lend a helping hand with this program.

Eligibility Guidelines

  • All individuals living on or near the Nez Perce Reservation including areas in Idaho, Oregon, and Washington.
  • Verifiable Income
  • Credit Review
  • Financial Education may be required for some consumer loans (Credit Builder) and if Nimiipuu Fund staff determine whether there is a need for financial coaching or education.

Verifiable Income

Complete or have completed financial course in last 2 years. Includes one-on-one education and financial coaching session with Nimiipuu Fund staff.


Up to 12 months

Interest Rate

Fixed rate, 15% per annum

Application Fee