Consumer Lending

Fostering Economic Prosperity

Types of Loan Capital

Credit Builder Loan
Individual Consumer Loan
Holiday Loan
Nez Perce Tribe Employee Loan


Up to 12 Months


Fixed interest rate, 15% per annum.

Our mission is to bolster our community by equipping it with the necessary resources for fostering economic prosperity. We are unwavering in our commitment to assist clients in comprehending their financial choices while enhancing the financial stability of our communities. Rooted in our core strategy are impactful programs and active community engagement. We invest significantly in cultivating holistic solutions and providing dependable tools to empower those in need, ensuring a transformative impact where it matters most.

Credit Builder Loan

The Credit Builder Loan is meticulously crafted to elevate your financial standing. Specifically tailored to aid in building credit, this unique loan opportunity enables you to establish a credit history, lower interest rates, enhance your credit score, settle collection debts, and consolidate existing debts. It's not just a loan; it's a strategic step towards a stronger, more secure financial future.

Individual Consumer Loan

At Nimiipuu Fund, our commitment to community development extends to empowering individuals through consumer lending. This initiative represents a pivotal focus for us, driving significant positive change within our community. As a non-profit organization, our success is deeply rooted in these endeavors. We invite you to join us in making a difference. Apply today for our consumer lending program, lending a helping hand towards a brighter future for us all.

Verifiable Income and credit review. Complete or have completed financial course in last 2 years. Financial Education may be required for some consumer loans (Credit Builder) and if Nimiipuu Fund staff determine whether there is a need for financial coaching or education. Includes one-on-one education and financial coaching session with Nimiipuu Fund staff. $30 application fee. Open to all individuals living on or near the Nez Perce Reservation including areas in Idaho, Oregon, and Washington.


Our support doesn’t stop at access to capital

We understand the importance of financial literacy, which is why we offer a range of comprehensive financial classes tailored to your specific needs. Our one-on-one coaching sessions provide you with individualized attention, helping you navigate the complexities of personal finance, credit building, and effective budgeting. With our expert guidance and a wealth of budgeting tools at your disposal, you can confidently take control of your financial future and work towards achieving your goals.