News
Loan Officer Position Opening
POSITION: Loan Officer DEPARTMENT: Lending SUPERVISOR: Executive Director STATUS: Full-time, salaried, exempt SALARY: $42,000-$60,000 JOB SUMMARY The Loan Officer is responsible for underwriting, originating, closing, and monitoring the portfolio of loans for NCDF CDFI, a private, non-profit, community development financial institution serving the tribal citizens of the Nez Perce Reservation and community members in areas…
Request for Proposals: Nimiipuu Community Development Fund Feasibility Study & Business Plan
Nimiipuu Community Development Fund “Nimiipuu Fund” is seeking proposals from planning professionals to complete a feasibility study and business plan for an Business Incubator and Office space for areas in the Lapwai, Idaho or on the Nez Perce Indian Reservation. This space will serve as a venue for co-working space for economic development agencies, start-up…
IWBC Native American Mini Series
In the fall of 2020 the IWBC and the University of Idaho, College of Agricultural and Life Science partnered in carrying out focus groups at the CDA tribe and Nez Perce Tribes specifically looking at the barriers Native American Women Business owners & start ups faced when launching a business and growing a business. From…
Idaho Hispanic Foundation Announces Newly Formed Collaboration with the Idaho Women’s Business Center and Several Idaho Native American Tribes
The Idaho Hispanic Foundation announces newly formed collaboration with the Idaho Women’s Business Center and several of Idaho Native American Tribes. We are thrilled to announce the recent formation of the Idaho Native American Women Business Alliance. The mission and purpose of the Idaho Native American Women Business Alliance is for the Idaho Women’s Business…
Native American Entrepreneurial Empowerment Workshop
August 12-13, 2021, Kamiah, Idaho Native American Entrepreneurial Empowerment workshop by Kyle Smith and his assistant KiahSmith both trainers from Redwinds provide participants with skills to develop and expand theirbusiness idea by using tools and group interaction with business model canvas. (pictured above).Overall 21 participants attended this event to further their growing business or an…
Community Financial Survey
Nimiipuu Community Development Fund, your local Native Community Financial Institution (CDFI) loan fund, has existed since 2013. Providing technical support, financial education/coaching, and financing resources to Nez Perce Tribal members and community members residing on the Nez Perce Reservation and surrounding areas in Idaho, Oregon, and Washington. A highlight is supporting the entrepreneurial spirit in…
Ask Dr. Per Cap
II Accounts Earn Higher Interest
Dear Dr. Per Cap: Why does my IIM account pay so much higher interest than my bank account? Isn’t it basically the same thing? Signed, Loves Coffee Dear Loves Coffees, An IIM or Individual Indian Money account is a very unique financial product that differs from a bank account in several key ways. For starters…
Commitment Device
Dear Dr. Per Cap: How can I convince my dad he needs to save for retirement? He just spends and spends while saying “live in the now”. Signed, Worried About Daddy Dear Worried, You’re an awesome daughter to show concern for your dad’s financial future. The percentage of folks not saving enough for retirement is staggering. …
More Covid-19 Relief
Dear Dr. Per Cap: How do I know if I’m eligible to receive the new Covid-19 monthly relief payments that were just announced? Signed, Arizona Mom Dear Arizona Mom It’s official. Starting in July the IRS will begin making monthly payments to families that qualify for a recently expanded child tax credit. This Covid-19 related…
Family Matters
Dear Dr. Per Cap: My cousin has a habit of not paying back loans, but just asked to borrow more money. How can I help without getting burned? Signed, Twice Burned Dear Twice Burned: I’ve learned over the years that money lent to friends and family has a bad track record of not getting paid…
Why Tip?
Dear Dr. Per Cap: I’m a server at a restaurant and get frustrated when Native customers don’t tip. I work hard to provide good service and it’s not only insulting but tough financially when my own people stiff me. What’s up with Natives who don’t tip? Signed, Tips Please Dear Tips, Although I’ve heard this complaint before,…
Jobless Benefits Fraud
Dear Dr. Per Cap: I received a 1099-G that lists over $3,000 in unemployment benefits paid by the state in 2020. I didn’t receive any unemployment last year. What should I do? Signed, Working through the Pandemic Dear Working, Report this as fraud through your state unemployment agency website immediately. There’s been a huge surge…