News
Native CDFIs: Difference Makers for Indian Country interview with Jonelle Jearout, Nimiipuu Fund Executive Director
The Native CDFI Network (NCN) developed the “Native CDFIs: Difference Makers for Indian Country” interview series to cast a much-needed spotlight on the many positive benefits that Native community development financial institutions (CDFIs) create for tribal communities and the leaders who help make Native CDFIs the transformational success stories they are. Jonelle Yearout, Nimiipuu Fund Executive Director…
Accepting Business Nominations for $20,000 Grant Award
Through generous sponsorships, Oweesta is offering two Native Small Business Awards recognizing small businesses and owners. Nimiipuu Fund is seeking applicants to submit a proposal for one of our local entrepreneurs for an opportunity to be awarded a $20,000 grant. This grant is competitive as it competes with other Native CDFIs in the United States. …
Verizon Small Business Digital Ready Program
The Idaho Women’s Business Center announced its plan to help bring a new online curriculum to small businesses across Idaho:Verizon Small Business Digital Ready. In partnership with Next Street and Local Initiatives Support Corp (LISC), the Verizon Small Business Digital Ready online curriculum is designed to give small businesses the tools they need to thrive in today’s…
Nimiipuu Fund Awarded Umpqua Bank Charitable Foundation Grant
Umpqua Bank Charitable Foundation awarded a $15,000 grant contribution to Nimiipuu Community Development Fund. Through their efforts to take great pride in our commitment to serving and supporting our communities, we appreciate and recognize Umpqua Bank as a partner in our community. This funding will specifically support Credit and COVID – Financial Education beyond the…
Community Navigator Program Spearheaded Across the State of Idaho
Idaho Hispanic Foundation, a grant recipient of the Community Navigator Pilot Program, and the Idaho Women’s Business Center’s team hosted nonprofits to launch Idaho Connect, an ecosystem of community organizations committed to supporting underserved entrepreneurs on the path to economic recovery. Natalie Madeira Cofield, Assistant Administrator for the Office of Women’s Business Ownership, provided the keynote address. Idaho Connect Community Navigator…
Nimiipuu Fund Awarded Small Business Administration Grant
Oweesta has been awarded one of eight Tier-1 national grants of $5 million as part of the U.S. Small Business Administration (SBA) Community Navigator Pilot Program aimed at reaching small businesses for stronger economic recovery efforts. Following a hub-and-spoke model, Oweesta is partnering with twenty-seven Native Community Development Financial Institutions (CDFIs) to serve Native businesses…
Ask Dr. Per Cap
Investing Apps for Newbies
Dear Dr. Per Cap: Are investing apps like Robinhood and Acorns the best way for a first time investor to buy stocks? Signed, Eager Beaver Dear Eager There’s no denying investing apps are taking the world by storm. New investors are pouring into the market in record numbers and their influence is felt in meme…
Wills Made Easy
Dear Dr. Per Cap: Is there a cheap way to write a will? I don’t want to hassle with an attorney. Signed, Need a Will Dear Need Depending on your situation writing a will doesn’t have to be a major undertaking. In fact it can be pretty straight forward. However, as a Native person there…
Hot Job Market
Dear Dr. Per Cap: I work a tribal job that requires a college degree. However, I see listings for delivery drivers that offer wages and bonuses that pay better. I’m really tempted to switch but my friends say I’m crazy to leave a real job. What should I do? Signed, Debating Dear Debating: Millions of…
Auto Pay Pros and Cons
Dear Dr. Per Cap: I have all of my bills set to auto-pay. I also use auto-pay for monthly subscriptions for streaming apps and razor blades, but my money wise girlfriend tells me auto-pay is a bad habit. Is that true? Signed, Auto-Pay Ray Dear Ray: I get it. Auto-pay is handy technology that enables…
II Accounts Earn Higher Interest
Dear Dr. Per Cap: Why does my IIM account pay so much higher interest than my bank account? Isn’t it basically the same thing? Signed, Loves Coffee Dear Loves Coffees, An IIM or Individual Indian Money account is a very unique financial product that differs from a bank account in several key ways. For starters…
Commitment Device
Dear Dr. Per Cap: How can I convince my dad he needs to save for retirement? He just spends and spends while saying “live in the now”. Signed, Worried About Daddy Dear Worried, You’re an awesome daughter to show concern for your dad’s financial future. The percentage of folks not saving enough for retirement is staggering. …